Empowering Your Financial Future

We are building a platform to provide financial literacy, financial guidance for those of modest income, net worth and background. To help guide individuals and households to plan for and retire with confidence. To 'Build Wealth And Retire Well'

Our Platform Services

RetireHub is an AI-enabled platform that serves as your personal guide to discover and use our services. Our goal is to build literacy, competence and confidence so that you can make smarter financial decisions.

Financial Literacy

Financial Literacy

RetireHub builds your financial confidence through education. With financial literacy and knowledge you will be able to navigate our platform and plan for your future.

Personalized Journeys

Personalized Journeys

RetireHub knows you. We strive to guide you through portfolio buid, investment optimization instead of sticking you into a pre-canned basket of investments.

Portfolio Analysis and Optimization

Portfolio Analysis and Optimization

Don't let high fees and taxes hobble your investment journey and retirement goals. Let RetireHub work with you to deliver a portfolio that is cost-rationalized and risk adjusted while delivering you the necessary returns for retirement.

Portfolio Tracking

Portfolio Tracking

Over the last 10 years (2015-2025) about 180 companies have been added or removed from the S&P 500. Markets change so let RetireHub track your investment and retirement journey - giving you a real time dashboard, daily updates and critical notifications as needd.

Vision & Mission

People reviewing finances together

Our Vision

"Build Wealth, Retire Well"—RetireHub aims to empower those of moderate means with financial literacy, portfolio build and optimization, portfolio monitoring tools guided by AI to build sustainable wealth and retire with confidence.

Our Mission

To make expert-level financial guidance accessible and understandable to everyone. We believe everyone deserves the tools and knowledge to secure their financial future.

The Problem We Aim to Solve

Many US households and individuals face critical financial questions such as:

Do I have enough savings for retirement?

Do I have enough savings for retirement?

Will my portfolio generate enough income for retirement?

Will my portfolio generate enough income for retirement?

What is a reasonable withdrawal strategy for my investments?

What is a reasonable withdrawal strategy for my investments?

Financial literacy gaps and fragmented tools make it difficult for people to evaluate these questions confidently. Our platform, using AI, approaches these questions by providing an interactive, literacy-driven experience where users can:

  • Interact with our platform to explore different approaches to saving and retirement.
  • Explore investment decisions and perform analysis using AI to evaluate potential.
  • Use AI to reduce taxes and fund costs where possible.

Product & Services

What We're Building

RetireHub is AI-powered Financial Learning and Guidance Platform that mentors and empowers users to understand their financial options.

Key Features

Personalized Learning Hub

Personalized Learning Hub

Using AI to tailor financial literacy modules for users of every level. Topics will cover different models of investment, investment analysis and withdrawal strategy.

Portfolio Design & Analysis

Portfolio Design & Analysis

Guided by our platform, users will be able to design and analyse their portfolios. Ensuring that the portfolio meets their retirement needs while providing the right balance of risk/reward

Portfolio Optimization

Portfolio Optimization

The RetireHub platform will perform analysis and scenario modelling to explain the impacts of withdrawal strategy, tax loss harvesting and re-balancing

Dynamic Dashboard

Dynamic Dashboard

Visualize milestones, projections, and long‑term financial readiness.

AI Powered Financial Partner

AI Powered Financial Partner

A built-in, context-aware chatbot available through the user journey, designed to simplify complex topics. It provides tailored explanations, clarifies calculations, and guides users through features - making financial learning and exploration intuitive and conversational

Handshake between team members

The Team Behind the Project

A dedicated team committed to democratizing financial guidance

Tom Tang avatar

Tom Tang

Founder

Former CIO, CTO. Corporate Leader who stumbled into portfolio management and tax planning when managing his parent's retirement portfolio.

Fx31 Team avatar

Fx31 Team

Development Team

Seasoned team who has built technology and services across a variety of industries. Always focused on security and privacy.

Current Stage

Concept &

Initial Design

MVP PHASE

Refining with early users

BETA LAUNCH

Next 6 Months

Join Our Team

We are looking for motivated individuals who are experts in AI/NLP, software development, user experience and portfolio management who would like to join an early phase startup focused on retirement tech. Self-funded, we are only offering equity at this time.

Contact Us